From January 1, 2017, in the Russia-annexed Crimea, the federal law of the Russian Federation came into force, which de facto allows Russian collectors to collect the debts to Ukrainian banks from the inhabitants of the peninsula.
The law "On protection of rights and legitimate interests of individuals in carrying out activities to repay arrears and amending the Federal Law" On microfinance activities and microfinance organizations "was signed by President of Russia Vladimir Putin and posted in open access to the portal of legal information of the Russian Federation.
Though previously, during a press conference in 2014, when asked, what should the people do who had bought a car due to credit in the Ukrainian bank, Vladimir Putin himself said: "Well, you are welcome to drive", which indirectly could mean that residents of the annexed peninsula do not have to return the loan to the Ukrainian banks.
The text of the law describes the algorithm of a debtor and collector interaction, and its last paragraph states that the law does not apply to the banks, that had been operating in Crimea until its annexation ("banks, whose activity has been stopped in the Crimea under decision of the National Bank of Ukraine" as stated in the text of the law).
However, according to the press, three Ukrainian bank - PJSC "Fidobank", PJSC "Alfa-Bank" and PAO "the OTP Bank" - "sold" their rights under on credit obligations to Russian organizations that absolutely legally, notifying the debtors of these banks, can collect credit debt with a corresponding percentage of the delayed payment.
Earlier, December 16 another "decree" of the occupation authorities of Crimea came into force. According to it, FSOJ bailiffs of Russia are obliged to collect the administrative fines from residents of Simferopol at home. Thus, the "administration" of the Crimea announced its intention to step up the payment of Crimean fines, which total amount has exceeded RUB 5 million.